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The growth of tourist rentals has transformed the housing landscape in many homeowners’ associations, creating both opportunities and challenges.  In Spain, there is no single set of regulations about tourism: each Autonomous Community is responsible for drawing up tourism regulations as it has exclusive competence, each one being able to establish its own tourism regulations … Read more Are tourist rentals allowed in homeowners’ associations ?

If you bought a home before 2019 and you took out a loan, regardless of whether it has already been paid off, today’s blog is for you.  Until 2019 consumers paid expenses that did not correspond to them when buying a house, such as Notary and Land Registry fees or some Taxes. Since the implementation … Read more Expenses to claim on mortgage loans prior to 2019

I HAVE ALREADY BOUGHT OR SOLD A HOUSE TO AN INDIVIDUAL. WHAT SHOULD I DO NOW? In this post, we will review the taxes or fees that must be paid in a property sale. First, the Tax on the Increase in Value of Urban Land (IIVTNU), also known as the municipal capital gains tax, is … Read more Purchase and sale of a property to an individual (Part IV)

HOME WITH A MORTGAGE, EITHER THE BUYER’S OR THE SELLER’S. Buying or selling a home can be a difficult task, especially when there is a mortgage. What should we do? There are several options in these cases: OPTION 1) The seller, with the money from the sale of the property, can pay the outstanding capital … Read more Purchase and sale of a property to an individual (Part III)

What do I have to do if I want to buy or sell a property to a private individual? I want to sell or buy a flat or property from a private individual. What documents do I need? What do I have to do? What if the property has a mortgage? What do I have … Read more Purchase and sale of a property to an individual (Part II)

How can we be sure that the purchase or sale of a property has a serious and interested seller or buyer behind it? If you want to buy or sell a property but you want guarantees that the seller or buyer is serious and formal, keep reading because we are going to comment on the … Read more Purchase and sale of a property to an individual (Part I)

As of January 1, 2022, the new reference value has begun to be applied to calculate the tax base of the Tax on Patrimonial Transmissions and Legal Acts (ITP) and the Tax on Inheritance and Donations (ISD), a change in taxes announced by the Ministry of Finance and Public Function in October 2021 and that … Read more The new cadastral reference value changes the way of calculating taxes on the purchase of a home

If you have not yet claimed, contact R&Moreno Abogados: info@rmorenoabogados.com The 101 bis Court of Instruction of Madrid has ordered the bank to pay the full amount of the mortgage costs, applying the doctrine of the High Court of Justice of the European Union. The only cost to be paid by the consumer is, therefore, the … Read more Mortgages: A Madrid Court applies the doctrine of the High Court of Justice of the European Union and condemns the bank to pay 100% of the costs

Are you comfortable with the arrangements for your home in the Costa del Sol?   At the moment we are going through, there are many people who cannot come to the Costa del Sol and personally take care of these formalities (administrative notifications, payment of taxes, purchase or rental contracts, etc). Even many owners with … Read more Don’t let your Spanish home behind

Here we explain the most important steps you should take when buying a property in Spain. Our highly experienced real estate professionals offer their skilled advice to ensure that you know exactly what to expect at each stage.  STEP ONE FIND YOUR PROPERTY – AND YOUR AGENCY  As you are no doubt aware, the Internet … Read more Buyer’s guide. The most important steps you should take when buying a property in Spain